DAVID TOM PUBLISHING · AVAILABLE TO USE
Tools & Calculators
Start with a question. Explore the numbers, review the assumptions and keep a useful copy.
FREE · YOUR NEXT 30 DAYS
Money Check-In
Bring your paydays, bills and everyday spending into one clear view. See your estimated spending room, spot tight dates, explore a purchase and track progress toward a savings goal.
Try the fictional example or enter your own numbers. No account or bank connection required. Download a plan, export the daily forecast or print a summary.
FREE · WORKS IN YOUR BROWSER
Compound Interest Calculator
Explore how a starting balance and monthly contributions could change over time. View a growth chart, compare two scenarios over the same period, review annual figures, then download a CSV or print a summary.
No account required. Hypothetical estimates use monthly compounding and end-of-month contributions. Taxes, fees, inflation and market changes are not included.
Prefer to start on paper?
Monthly Money Snapshot
A free, one-page worksheet for income, planned spending, bill reminders, a savings goal and a monthly review.
Emergency Reference Sheet
Keep a short list of contacts, meeting places and useful service numbers where a trusted person can find it.
Understand the result
- Calculator help and downloads explains inputs, exports and privacy.
- Money & Budgeting helps you choose a practical starting point.
- Portfolio Methodology explains tracking concepts and the limits of examples.
What is still in development?
Additional budgeting tools, debt payoff planners, and home, car and retirement calculators are being developed for this page. These additional tools will be linked here when they are ready to use.
Found a problem? Report a bug or share feedback. Please use fictional numbers and omit private financial records. See Privacy & Data Handling.
Use and share your results
Keep your own entries and privately share your plans and outputs. Charts from Money Check-In and the Compound Interest Calculator may be publicly shared with attribution under Copyright & Reuse. Retain the dates, labels and assumptions; this permission does not include the underlying application or paid templates. Results remain educational estimates. Read Terms & Limitations.